The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.
A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.
We will make every attempt to work with both insurances. In order to correctly provide eye care we ask that ALL pertinent information be presented at the time of scheduling the office visit. Incorrect or partial information may result in expenses NOT covered and therefore a PERSONAL RESPONSIBILITY.
In most cases employers provide Medical Insurance. This coverage may allow the employee to seek medical care that is not routine. Our office is equipped to handle these emergencies, “pink-eyes” and other non-routine office visits. We will bill the Medical Insurance accordingly.
In some cases employers may provide Vision Insurance which will cover ROUTINE eye exams and may help defer the costs associated with glasses and contacts. The patient will be billed the difference between what their plan pays and the fees for services and materials. These benefits change frequently, sometimes annually, as the employer looks for packages that are not only affordable but comprehensive.
Each insurance plan is administered independently. We cannot be responsible to know each and every policy for each and every company. Please contact the company HR liaison to investigate what benefits are available and the frequency with which they may be used. We would be happy to supply contact names and numbers to help.
Because we provide both medical and routine eye care, we have elected to participate with these companies to help cover the cost depending on your individual needs and as long as they are reasonable and fair. Here are just some of the plans that we accept:
Medical Plans we Accept
Aetna, Blue Cross, Cigna Health Springs, Medicare, United Health Care, Humana, Cigna, Amerigroup
Vision Plans we Accept
Eyemed, Spectera, VSP, VCP, Healthspring, NVA, Superior, Vision Benefits of America
We do accept other plans as well, so if you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.